Our freaking state tax refund came in the form of a check, made out to BOTH my husband and myself. So, I called my bank, which is one of the larger banking institutions (BOA), and they tell me that we need a JOINT banking account in order to deposit the money! NOT ONLY THAT, BUT we have to go TOGETHER to the bank to deposit the money. They will not accept just one person depositing the check. I called another check cashing place, and they told me the same thing - that we would both have to be present.

I was beyond livid when I found all of this out. So, now I have to coordinate a day to go to the bank with him, I have to SEE my husband and we have to do this together as a split up couple! How insane is that?!?!! I am SO annoyed by this. I am calling the IRS this morning to see if there are any other options. I highly doubt it, but I will still try.