That doesn’t make any sense. We get it deposited automatically to whatever account we provided. It’s been my husband’s for years. We get city refund too as my husband works at urban hospital and they don’t do automatic, they send one check with both of our names. I always deposit it on my account. Never any issues. Maybe because our state and city refunds are minuscule. Do you get big refunds? I think our city refund is 6 bucks every year lol Why are they sending refunds now? It’s like the end of the year

We don’t have joint accounts. We are each other beneficiaries on bank accounts but that’s about it. Two different banks. Neither has an issue with depositing checks to either account even if both names on the check