We have filed together AND separately through our 2 separations. In 2021, we filed together, and even though I had provided my direct deposit info, the state just sent us a check made out to both of us. I called the IRS and one option is to send the check back to the IRS, voided, and then they will issue a direct deposit instead - but that could take more time.

I also was just at the bank. We must go in together to deposit the check in one of our accounts. GRRRRRRRRR. I think it's safer to go to the bank together than to trust the IRS hole if we send the check back.