For those of you that have medical bills in collections it is easy to get rid of those bills for free. All you need to do is go online to one of the credit reporting agencies and find on your credit report where it is in default then hit the button that says something like disagree when it asks why you are fighting it put "Hipaa violation". Some times you can only do so many bills at a time. Between my wife and me we had over $25000 in medical bills took almost a year to do it but I also saved $25000 by being patient.

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