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Old Jan 04, 2023, 11:48 PM
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jesyka jesyka is offline
Grand Poohbah
 
Member Since: Jun 2020
Location: U.S
Posts: 1,570
Hi everyone, I hope that you all enjoyed the holidays first of all. I’m more depressed than usual now because my husband took my name off our joint account without telling me about anything until I asked him about things.

What started this happened before Thanksgiving. He left the checkbook to me to pay 2 of my credit card bills which I did.

He went on a trip & since he’s paranoid, we don’t do things online. I mailed the 2 checks before Thanksgiving inside the post office & handed it to the clerk there. Both checks were lost in the mail.

He then blamed me for that & said I should’ve dropped them off in the mailbox. He bevame more ridiculous & then blamed me when some theif cashed a $950 check in person & ended up getting away with that.

He didn’t even bother to tell me that anything was being investigated! I had to find that out by being denied access to funds!

He’s always been super secretive about money & claims to not even know how much he still owes the IRS which I don’t believe at all.

Anyways, he told me that when I do things that something always goes wrong. He used this incident to justify his actions. He has also threatened to take my name off the joint account in the past for withdrawing money without his permission.

He’s financially abusive & he makes sure thst my credit remaind bad so that I won’t ‘fill up’ new cards . He denies paying bills late. He didn’t even pay off any of my credit cards for 7 years!

It’s ridiculous to pay late fees just to keep me from ever being able to get new credit cards or a credit increase . I’m disabled & unable to work now due to physical & mental disabilities. I’ll try to get on disability, but I probably won’t get it as I haven’t worked that much in the last few years.

I don’t qualify for any low income assistance as every place looks at the household income & not the individual income. He makes to much for me to get any medical or financial assistance.

He gets mad & yells at me when I ask him to please put my name back on the new account. He closed the old one & reopened a new one at the same bank , Citibank.

I googled if he can do this & the article said that he can’t do this without my consent. I plan on going to the bank to speak to a manager tomorrow.

This is extremely unfair. I feel like I was victimized twice! People I’ve told this to said that our mail was probably stolen to where the bills were sent.

He lied to me when he said he didn’t have the time to close the account & said that we’d go together to do it. He went there when he had time & didn’t tell me anything until I asked when we’ll open up a new account.

I’m very upset now. I accused him of hiding things & that maybe he’s trying to hide his money as he might be planning to leave me or that he might be having an affair.

He has threatened me with divorce for years almost everytime we had a disagreement.

Is there anything that I can do to get him to asd my name back on the account? He thinks that I spend to much money which isn’t true.

I only spend what I need to on gas, food, and getting little things done like my nails & haircuts. I had to cancel an appointment this week due to not having enough cash for anything m. Food & gas expenses come first.

He gives me a weekly amount of cash each week & that’s it. I have no access to the checkbook or any of his credit cards. He tells me that I’m lucky to get cash every week.

He won’t even give me his card to go to the vets for my cat or the Drs. most if the time. So then I need to deal with the embarrassment of having to call him so that he can give out the number over the phone, ugh!

Things weren’t always like this We’ve been married for almost 29 years. Things got worse after he declared bankruptcy in 2004.

Mist of the debt was from his business. Of course I knew nothing about this until less than a week beforehand. My debt was about $16 compared to his $100, 000 plus.

It’s typical of him to blame me for almost everything thst goes wrong. When something breaks or doesn’t work, it’s always my fault, ugh!

Even my therapist seem to think this is a problem since it’s ‘his’ money that he works hard for. She is OK with most other things. She’s a student therapist. I can’t afford anyone else now.

I’d appreciate any advice.
Hugs from:
Buffy01, Discombobulated
Thanks for this!
Buffy01