I'd really like to stop being in a constant state of fight/flight regarding my finances. Living single is a financial rollercoaster. My car windshield has a crack across it. If I don't get it replaced, I can get a ticket violation for driving with it cracked b/c its a safety hazard. Estimates range between $500-$1000 that's with/without insurance. My auto ins. is $1K (cheaper monthly payment).