I remember that movie Catch me if You Can, based on a true story. Leo Dicaprio played an expert check scammer. Then, to reduce his sentence, he helped the FBI on check fraud cases. He was an expert on all the techniques used. Even in the time depicted in the movie, people would steal checks from the mail and use special solutions to erase information. They would then make the checks out to themselves for higher amounts. I am sure there are much more sophisticated techniques these days.

A credit card that I only use for an occasional purchase online and never take out of the house was cloned recently. That card didn't even have a PIN activated. Nothing is foolproof these days, it seems. My bank did a fraud investigation and credited my account pretty quickly, at least.



The mail where I live is untrustworthy and people rarely use checks. I have had my bank account since 2016 and have only written one check, when we bought our house. Like everyone I know, I pay bills online and have never had an issue. The only problem I ever had was that credit card. Oh, I just saw that your husband doesn't want to do online banking. Maybe the check problems might make him more open to the idea?