Hi Rose,
Our Christmas tree wen t up 2 Christmases ago and won't ever come down. It has nice warm white lights and casts a very nice light so after Christmas we take off the decorations and keep the u decorated tree up. Its kinda like a pencil tree so space is not an issue. I have a ceramic tree that I put on my bureau every year. It seems like your a bit better today? Did you get the bills paid? I think the late fees are horrid!