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Old Apr 10, 2023, 03:56 AM
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Have Hope Have Hope is offline
Wise Elder
 
Member Since: Dec 2017
Location: Eastern, USA
Posts: 9,738
I talked with mom yesterday. I don't quite understand our conversation.

At first, she told me she cannot afford to support me, except for $1000 per month. Then she tells me she can give me the $2500 per month I need if I take out a loan from her with interest. How can she now afford it, if we turn it into a loan?

She also tells me to get rid of my cable TV.

Ok, so I am stuck on that point and am upset by it. I don't go out much, I don't see many people, and I am highly dependent on my cable. I spend a good portion of my days job searching, applying for jobs, and taking my course, but then when I am done, I watch cable basically until bed time.... I enjoy my cable immensely, and it's really all I have to do these days.

I have two people right now who are interested in seeing my apartment as potential roommates. With a roommate, I could keep the cable TV and would only need about $1000 per month from mom. Without a roommate for May, I need to get rid of the cable.

Do I wait and see if I can get a roommate for May, or cancel the cable right now?

If I get rid of it, but then get a roommate, I will want it right back. I think you also have to return your equipment when you eliminate cable and then get a technician to come in and set it all up when you purchase your cable, which costs money. UGH.

Mom also got really upset with me in this conversation at one point. She yelled at me "I am not wealthy!" My understanding before I signed the lease was that she COULD afford to lend me the $2500 per month that I need.... she told me that she never said this. We had a misunderstanding, I guess.

She also tells me to take a lower paying job.... if I do that, I could screw myself over financially for many years to come, or even for the rest of my career! I need a higher salary to pay off all my debt and start saving money for retirement. I'm 52 with zero retirement and a lot of debt! If I go much lower, I won't be able to achieve my financial goals. I did not tell her this part of things.

I hate talking money with mom.... I hate having to borrow money... I absolutely hate the position I am in.
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Last edited by Have Hope; Apr 10, 2023 at 04:22 AM.
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