I find it REALLY weird that he's saying it's life insurance money. I worked in insurance. Life Insurance companies will not normally insure elderly people -- the premiums would need to be sky high to make up for the high risk. When my husband turned 55 his premiums were going to be $250/month for only 100,000 worth of life insurance. For someone older it would be much higher. How could his mother pay such high premiums if she had no money?
It would be different if her death was accidental, but it sounds like it was natural causes.
It doesn't add up. I would really get a lawyer to look into this. It's your right to know exactly when he knew that he was going to be getting a big payout.
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