I did come across a couple of red flags in Jay. He told me while making a bonfire that sometimes he's not the nicest person. I did experience this a little bit way back when on our car ride to NH and took note of it. He had made a couple of jokes, but at my expense, which could have been interpreted as hurtful. He asked me the other night if I had seen this in him, and I said no... his comment took me by surprise and I had forgotten about our car ride until just now. He also told me he has bad credit, and due to his prior marriage. I also want to find out what happened with that.

So, now I will be on the lookout for any additional comments that I find to be hurtful. And I will get to the bottom of his poor credit one day. Bad credit is not that huge of a deal for me and it's not necessarily a dealbreaker, as long as he doesn't go bankrupt like my ex did and expect me to pay for everything or put everything on my cards, if we became a committed couple.