Can you go back to school and finish? A year and a half takes you pretty far in grad school.

You could do expedite program and there are many online options. Sure it’s a student loan but it might not be as much as it sounds. Clinical psychology is typically a bit longer program but social work is doable. It’s a stable job and you still have 15-20 years of work left. Of course if you don’t want to go back to school I get it.

Life coaching is a nice side gig. But no you aren’t going to make a living. Even if you would, it would not happen right away. It’s not sustainable and I’d not bid on that. As a side income though, it would be great. See how that workshop goes.

Rent free condo would be very convenient of course. I assume mom buys it up front with no mortgage? Breaking lease is expensive though. Whatever happened with roommates? Are you still looking?

Can you just take any job? And supplement it with life coaching or some other gig?

You don’t have to answer questions, it’s just a food for thought