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Originally Posted by divine1966
Can you go back to school and finish? A year and a half takes you pretty far in grad school.
You could do expedite program and there are many online options. Sure it’s a student loan but it might not be as much as it sounds. Clinical psychology is typically a bit longer program but social work is doable. It’s a stable job and you still have 15-20 years of work left. Of course if you don’t want to go back to school I get it.
Life coaching is a nice side gig. But no you aren’t going to make a living. Even if you would, it would not happen right away. It’s not sustainable and I’d not bid on that. As a side income though, it would be great. See how that workshop goes.
Rent free condo would be very convenient of course. I assume mom buys it up front with no mortgage? Breaking lease is expensive though. Whatever happened with roommates? Are you still looking?
Can you just take any job? And supplement it with life coaching or some other gig?
You don’t have to answer questions, it’s just a food for thought
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I have no interest in getting or finishing my degree in social work or counseling psychology. I have no interest in returning to graduate school and in accruing more debt. That's not the direction I wish to take. Plus, in order to get licensed in those fields, you must work in the field post graduate studies.
You can certainly make a full-time living as a life coach and many do, I've read. On average, I read that life coaches make over $60/hour. Sure, it can take time to build a life coaching business, and many people do start by doing it as a side gig.
Given that I know digital marketing already, that's half the battle. You have to market yourself to gain clients, and I've worked in online marketing for 14 years. I have a website already that has traffic, and a fan base. I have a foundation to build from. It's not like I am starting from ground zero.
There would be a mortgage on mom's condo. Anything I put towards it monthly above and beyond the condo fee and utilities would pay for the mortgage, so I can eventually own the condo myself.
I haven't given up on a roommate, but I haven't found anyone who fits the bill yet. Everyone so far has had poor credit, and they must pass a credit check. I am marketing on several different websites.