RD, your wife has no legal right to control your money and deny you access to the mail box.

Your wife can’t tell you who to leave your life insurance money to should you die. Actually, you can have the life insurance set up so the money goes to your children and not your wife. You can also leave your children all the money earned if your home be liquidated.

You do not have to give your wife any control of your money to pay your bills. You can set up an account in only your name and deposit your earnings in that account.