I have been stressing out about our finances. So I looked into a reverse mortgage - it's a last resort but good to know we could get it when I turn 55 in a few months. We wouldn't need it for a while anyway. I just don't want to have to work full-time because my physical and mental health isn't up to that. My new career will involve a lot of typing - My last job did as well. I've been fortunate not to have had too many problems with hand pain (avoided carpal tunnel) but I don't want to be typing more than 6 hours a day. As a writer I type a lot anyway, so I do a lot of exercises to prevent tendonitis and CTS.