To answer about life skills: Vocational disability services provide lots of assistance in regards to learning life skills. You said you have a disability? As long as it’s a documented disability, you’d qualify for services. They help people with ton of things or refer them to places where one can learn

As about your husband, hanging up on the spouse and refusing to help in a dire situation (regardless if it’s your fault you got into the situation), is abuse. He’s abusing you. Simple as that.