I can relate!
I am still very obese even after all the weight loss. I weigh about 222 lbs and the upper limit of normal BMI range for me is 150 lbs (I never hope to get there) so I am more overweight than you are, but I no longer have a severe belly. I used to, when I weighed 265-275 lbs and I vividly recall how I bad I felt about it. It was just so bad, so bad.
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For my private parts only, I use a Sweet Spot Labs product I get from
Amazon.com (it is PH-balanced and you only need a tiny bit; it goes a long way; I now get unscented but I used to experiment with their scents).
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I love Aveda products.