Planning for the future is something I've always struggled with even though I did a lot of things that looked "right" on paper.

In my 20's and 30's I did a lot of things to bring me the security I thought I wanted so I got an MBA and my CPA and for years I did have a great career. The problem was I was miserable and had some pretty bad mental health issues which led to a nasty addiction.

When that all blew up, I lost the career and went into survival mode. I used up all my savings supporting myself when I couldn't work and eventually lost my housing.and wound up on provincial disability payments.


Fast forward a couple of years and I'm finally in a stable place again. I have stable, affordable housing although it's not ideal, I have a job I like that pays ok, and I'm still getting some disability insurance payments. I'm starting to think and plan a bit for the future although it's only in an 18 month horizon and is mostly focused on housing and getting into my own place again. I'm also focusing on trying to get healthier so that I can eventually move back into full time employment in a couple of years.