Three weeks ago things were looking up. I had quit my job as a car detailer to accept a casual job as a baker. As a perk, they will let me use their kitchen on off days to do my baking for my business that I have on the side.

Well, the last two weeks have been............something. To summarize, two Fridays ago, I got a call at work from home saying a car had driven through the living room. Nobody got hurt and everyone is okay (including the guy who drove the car, but I suspect he may have a concussion), which is the most important thing. There is quite a bit of structural damage and it will likely be a couple of months, at least, until we can move back. We're all okay and we stayed with my sister's family for the first week and the cats are at my next door neighbour's house so they are safe too (I'm not going to lie, I have been worrying/fussing over them too). We have been staying in a hotel for the last week. It's nice, but it's small for four adults and a child. And did I mention that my Uncle was going in for surgery that same day to have a tumor removed from his brain. Tomorrow, we meet with the engineer to get an estimate on the damage and how long it might take. The foundation tested positive for asbestos, which isn't surprising considering the house is 45 years old.

As you would expect, insurance is screwing us over. They expected us to stay with family for a month in case we can go back to the house early (which isn't going to happen) and they tried to make us pay for this month out of pocket. After some back and forth and providing the insurance with the police report number, we will be covered and our insurance is going after the guy who drove the car.

I'm having a hard time coping with everything. Last year, half of our roof got destroyed by a wind storm and now this. In addition to what has gone on in my life the last few years (various jobs that didn't work out, having a friend die suddenly and losing funding for school because of it), I feel like this is going to break me. I know life is supposed to have its challenges, but this is beyond ridiculous.

The more I think about this, the more I'm starting to believe this was all planned. The timing of everything is too perfect.

• Quitting my old job and starting a new one so I can focus on my business.
• It happened the exact same day my Uncle went in to have a tumor removed from his brain.
• The car drove between two trees that were almost the exact width of the car.
• Having a feeling the last couple of weeks that things were going too smoothly and something was going to happen.

Now I find out the tumor that my Uncle had was caused by lung cancer. My Mother is an absolute mess. I'm trying to be strong and be there for her, but I don't know how long I can do it for.

I'm sick of having giant wrenches being thrown into every plan I make to try to improve my life. I know life is supposed to have challenges, but come on. This has to be a sign of something. Maybe I shouldn't have taken the baking job, or tried to start my own business, or maybe I should just get out of this city. As delusional as this all sounds, I can't think of any other explanation. Nobody's luck should be this bad. I'll never shake this little black cloud. I now believe that since people are born lucky, some are born to lose no matter how hard they try. I think it’s time to just give up.