Quote:
Originally Posted by Molinit
I edited my post because my numbering was wrong. I like #1 if health insurance is better and for long term growth
I have a Blue Cross 90/10 plan, pay $240/mo which includes dental, vision and my deductible is $500/yr. This year I had cancer and had to have a hysterectomy, so it came in handy. My portion of the surgery was $1,780.
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I am sorry to hear about your cancer. I hope your recovery is going ok.
I have the same deductible as you but a bit higher premium. After deductible, my insurance covers everything 100% though. But when you think of a higher premium I think it evens out. Like you owe almost 2k after surgery. I’d owe nothing BUT those 2k (or a bit less) is distributed in my premiums throughout the year.
Some insurances look better than others but when you analyze what’s happening, it’s all the same thing! The only difference i think is when you have high deductible. That’s not manageable