I'm sorry you're struggling right now Motts. You asked "What do I do?" I'm not sure if you meant about your financial situation or your job, but I have some counter questions: what do you want to do? What kind of job do you really want? What kind of environment do you see yourself in?

Are you seeing a therapist?

It sounds like you've got some good ideas from ppl here, re getting help with your financial situation. 👍