Finding a measure of financial stability is the absolute first step. If I can get that, I'd jump into paying down a relatively small, but large enough debt I owe directly to my university.

Once that's done, I'd reenroll for classes and finish the last three courses of my degree. Its incredibly frustrating to be so close, but unable to cross the finish line!

In addition to that , I'd get a plan going on some home repairs. I had a burst pipe situation a year and a half ago cause some damage in my kitchen. Everything's still standing now, but I need to get going on solid fixes or that will change.

Beyond that, who knows?

Same question again: What are your hopes and dreams for 2024?