Hmm, it always seemed to me that a good scam would involve offering advice on how not to be scammed. The idea is that the folks who are confident about spotting scams won't be interested. And the rest, well, they're a field of sheep waiting to be fleeced.

A few identity theft services invite their users to enter credit card numbers and driver's license info. But I leave them blank. When it comes to credit card hacking, the credit card company itself is the first to notify me. One Sunday morning they called my landline to ask if I was withdrawing $500 cash from an ATM on the other side of the country. Obviously not, I replied, and so we agreed to close the account, after I went over which of the pending transactions were valid. They FedExed a new card to me the next day.