I think the deductible on the plan my wife and I share is $750 for each of us, so I know the feeling, @LadyShadow. But I'm lucky in that my employer allows me to use a Flexible Spending Account, which they fund by deducting from my paycheck. It provides a lot of "cushion" because I can withdraw more than I've paid into it, up to the annual limit.

I went to bed at 11pm last night. I didn't fall asleep immediately even though I skipped my dose of Effexor. When I woke up at about 4:15am, I decided to feed the cats as I used to do. Then I went back to bed at 5pm, but I had the chills and had trouble falling back to sleep. The next thing I know I wake up from a vivid dream and, whoa, it's 8am!