Thank you for responding!

My banks do not charge fees. I made sure to select that option.

My car insurance is so high because I was without a car/insurance for over 6 months so now I'm in the risk pool.

Then I bought a 2010 hyundai sonata without realizing those were the ones people are stealing!! So I struggled to even find insurance.

No remote start. No car pool. I work part-time also in a weird neighborhood. I could take a bus but there's a 20 min walk to the bus stop and the road to get there has no sidewalk. Plus I have arthritis. And it's probably just as much as I spend in gas anyway.

My thinking is that my housing assistance calculations are wonky. They use gross not net so it looks like I make more than I actually take home.

This week I'm going to ask our new boss ( our credit union just merged) if I can work full time now. If not, then I need to get a part time job.

I've also thought about donating plasma for $

That was kind of you to reply [emoji4]

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