I need help with choosing insurance. I am confused. My chiropractor doesn’t accept HMO’s

I only make about $2500 every 2 weeks,.

I have until 10/1 to make my decision.

Do most places not accept HMO’s? I’d prefer to go to my own doctors

The Kaiser HMO is around $700 biweekly The Blue Cross PPO is about $1100.

That’s almost half my pay! Crazy!

I don’t really understand to much about insurance, so I’m confused.

Should I choose a lower or higher deductible too?

I’d appreciate any help.