I can still get state insurance at $81k in my state.
Of course there will be costs. Even if just my husband worked and made $19,200 I wouldn't get SSI. Which is less than part time minimum wage here.

My plan:
Stage 1: free ( up to 9 months)
Stage 2: $75/month ( up to 5 months)
Stage 3: free (4 months)
Ux IT project management degree
Stage 4: MBA + MS in project management (12-24 months)
Start consulting part time at $38+ an hour or $18 over minimum wage.

So it's best I try so that I can have a home I can move around in and a PCA.