So no Christmas for us. If I take Nov and Dec money (all of it) I can pay off my credit card and close it.We'll be scrapping for food but my credit score will go up 10-50 points or plummet to 0. If I can become an au on someone's card then it'll go up more.

Maybe when v moves out we can find a 1 bedroom ada unit. Honestly I don't think there's a way to get my score high enough for apartments. She's going to have the same problem but we won't know until she moves out. I'm hoping we can figure something out tomorrow. This poverty stuff sucks.

I can't wake h up for another 6 hours. I'm hoping someone gets back to me in 5 hours, then I can wake him up sooner. We're trying to figure out a way when they most likely have someone else lined up and approved already.

I'm just done with this whole credit thing. If I still had a 0 they probably would not have denied me.