What kind of health features do you want? I could be wrong, but I think the main difference is the Sense has a few extra health features. If you're just looking for basic health features like steps, heart rate, and sleep tracking the Versa is probably fine.

I don't know anything about how if/how it works with things like apple pay though. I originally got it for the extra health features, but ended up just using it for the basic health features and so I can get text notifications without my phone's volume being on. Sometimes, I get a text from the office or a coworker so like that my watch can notify me without having my phone's volume on.

I have a June birthday too! Although, I guess people here might assume that because of my username .