thanks for asking. i'm thinking it's time to start more aggressively planning my retirement. I had wanted to wait until 67 (full retirement age for social security) but given h's constant health problems and now this disgusting change at work, I'm back to planning to start collecting social security at 65 as soon as I can go on Medicare for insurance and retire from current job, then work part-time somewhere not so mentally stressful. Only what, 32 more months....