First of all congratulations for all you have accomplished.


I did a 2-year MA program in my late 20s while working 25-30 hours a week. I found it challenging to juggle everything then, when I was younger and had more energy. One semester was really tough because I also had to do an internship as well that wasn't close to either my home or university.

It sounds like you're leaning towards the community college program. I think it makes the most sense give your retirement time frame and the cost of the Masters degree. Wishing you the best with making your decision.