Sure. This is the credit card company that is checking where you are using your credit card, to determine their risk of whether to offer you higher credit line, better or worse rate etc. They've been tracking us for years, though. I'm unsure of what has changed. Stores keep track of every item you buy. When you return an item to a store like Target, you really don't have to have your receipt if you can give them the credit card you used, they can pull the item up! Now THAT'S scary!

This isn't about the big 3 credit bureaus, it's about credit card companies. If you have your credit bureaus locked down on your credit, then no one "new" can just peruse your information anyway, only those who you already deal with.