I do not think that your BMI is high enough to qualify, although coupled with high cholesterol, it might be

The problem is that many insurers still do not consider obesity a disease, so weight loss by itself might be insufficient to qualify.

Sleep apnea, by contrast, is a disease that has long been recognized, so when Zepbound received an additional indication for sleep apnea, it opened the previously closed doors for many people. Zepbound has the same ingredients as Mounjaro.