Thanks everyone for your kind words and suggestions. My mom is currently looking into subsidized housing and help for my sister.

I'm unraveling at the seams here. My own debts are getting the better of me and I am falling apart. I took a personal loan from my friend for a car -- but apparently I didn't read the contract well and I'm behind by like 3 months. I've been paying a little extra every month on it in case I needed some leeway (which I do now) but now I find out that I'm behind by a lot. I don't have the money to do all of this. I'm already stretched so thin. I can't make my car payment and my phone payment, pay my mother, and pay back others Ive borrowed from to do the former. I can't keep doing this. I'm literally at a loss and begging my friend to just take his car back, and I can listen to my mom scream and yell how we will go without food because I cant pay her this week, but I can't allow my phone to be suspended.

I'm trying to sell all my valuable items on Facebook Marketplace. no luck as of yet.

I just want this stress to end.