Oh @Blue_Bird don't be so hard on yourself. It's a skill and you are learning. I'm sure there are books out there for how to manage money or some of us can probably share what we do. I think a case manager is a great idea (better than my two ideas . I had a hard time learning to live on social security which was a lot less than I'd been making previously. I was fortunate to have my mom help me and now it's a lot easier.


When I was working we would occasionally get widows who where there to learn how to budget and generally adjust to living without husbands who had managed all the money for 50-60 years of marriage. They learned and went home but there was a time that we used a worksheet I made from some of my own checks and old bills (obviously with identifying information removed) a lot. I'd actually forgotten that until just now; it was 25 years ago.

You can do it. You just need some help and recognizing that is the first step to success.