Blue_Bird we don't control our finances well. We use to. I think I got sicker and just gave up. H doesn't want anyone else to control our finances so we're stuck. I'm writing every bill down and what we're doing with the money but that doesn't seem to help yet. I need to cut $400 from our budget. Is there any bills you can cut? Like I cut my phone bill to $0 changing to truconnect government phone. I'm trying to cut things. My rent went up by over $275 this year so I really have to get things under control. I would get help before you have debt.