@Blue_Bird - Oh, don't feel bad about the budgeting! I struggle with it SO much and still do and am prone to overspending (some times are worse than others, hypomanic/manic times are bad for that but even stable I struggle with overspending). When I was in college (and only had a part-time job in the student library, my rent was paid for by my grandmother), I ran up SO much debt on credit cards. When H and I first married, the first thing he did was limit me to one credit card (to be paid off fully every month) and we consolidated my credit card debt, took out a loan to pay that off (so as to get rid of high interest rates), then took a couple years paying off the loan. But I still struggle with it when buying groceries and such, and the prices keep going up. I stopped doing grocery delivery and opted for curbside pickup (but I have a car). I don't eat out pretty much ever other than an occasional breakfast wrap or sandwhich from Starbucks (once or twice a month is my goal, so months I do better than others). We only eat out as a family on for birthdays and our anniversary, and that is it. We don't go to movies as a general rule (H and my daughter go once or twice a year with a couple of her friends) though we have streaming services from Amazon, Netflix, Disney, Hulu and have Roku TV. Sometimes I stream from free channels or apps (like Tubi).

And even all that, with H making a decent salary we still are not exactly well off. We still have to be careful with our spending especially now we took a large financial hit getting our pipes redone & putting in foundation piers for our sinking garage. I am doing better with spending than I have for a long time, but I do know if I worked harder at it I could feel better, and I hate that I can be very impulsive in buying things. It's a hard impulse to curb.