My mom and I made a budget a month ago. I paid my bills all but 1- Netflix- and checked my balance and had plenty of money to go out to eat so I went to bob evans. I paid but my card was declined- probably because all those otc meds I bought plus the prescription cough pills weren’t covered by insurance but I got a good rx coupon and thought that was good until I found it online for less! Anyway, I was stuck at the restaurant unable to pay as my mom has all my credit cards. The lady behind me hugged me and said “I’ll pay for hers”! Talk about a miracle! I got in the car and checked my balance and it was negative $70! I thought it was positive that much. Then I drove to Starbucks to meet a friend. Called my credit union and the lady took off $60 worth of overdraft fees! But said Netflix was going to go through on the 7th and I’d get another$30 fee! N3 didn’t have any money. In fact, he still owes me for his phone bill for this month. I asked N2 and she said she’d loan me $50 through Venmo but not to make it a habit. Turned I hadn’t deposited her phone bill for $40 through Venmo yet! So yeah there’s no way I was asking my mom to help as her husband had a heart attack on Friday and was waiting to be taken down to OR for a heart cath at the hospital! Ugh. I thought I was doing so well watching my budget but I didn’t take the pharmacy items into account. I wish someone would’ve prescribed me the pill cough medicine first instead of telling me to get mucinex and Flonase - both of which were $30 each!