It's really hard to live off of $1000 a month. After bills and food I have less than $100 to play with. It doesn't help my minimum cc payment is $300 and I don't know how to get out from under it. Can you cut anything. I just cut my phone bill now I have the government phone. Saves me $15. I have to cut other things. I need to bring our bills down by $400 a month.

I'm sorry you had to go through that. I use chime so it immediately takes it out of my available balance and I get my money early.. so that helps. I'm thinking about taking a big loan to pay everything off then just paying that. I also track my spending on a spreadsheet so I know where the money goes ( mostly food for me) doesn't stop it from happening though. I have to get better at it. I use to be so good with limited funds but I'm not anymore. I don't know what happened. Moving happens actually I have to get better.