I'm not worried because even if he's "just" a teacher with a PhD will make enough to get off all assistance because of his volunteering he has no working gaps and excellent references. I'm really not concerned hopefully he gets building sub. If not he's looking at other education opportunities.

My degree costs $0-4k for the first 4 years and then about $4k for my master's degree. Again I'm not concerned. It can't really get that much worse. We got to try.