One doesn’t need PhD or even masters (eventually you’d get it but not start) to be a teacher.

If your husband does not go after administration job, he doesn’t need administration degree.

In addition there are expedite programs where you are hired as a teacher immediately getting paid and pursue certification on a job. Fast and painless. Many colleges have those programs as well as things like Teach for America etc I speak from knowledge and experience not just making stuff up.

I most certainly am not an ableist. Quite the opposite or I’d not care enough to worry about your plans and your future.

I am in support of you trying to get ahead in life. My husband has a disability and life isn’t a picnic. I know that. I also lived in poverty as a single mom and in third world country so I have no illusions of how things are. I absolutely don’t discourage you to better yourself. I do discourage from pursuing PhDs without any solid reasons for it.

But getting ahead needs to be realistic and reasonable. You can live a good life without PhD and masters (many professional jobs do not require that). I also wouldn’t suggest anyone acquired advanced degrees in the field that don’t plan on working in. It’s typically a waste.

Now, bachelor in any field is useful. Anything beyond that is only useful if it’s absolutely required or you are wealthy. I’d really think hardabout administrative degree