Just skimmed through very briefly...

Finances: Credit card debt can be a big drain on the finances. But once you pay the entire statement balance in full every month, you'll get some relief. But I agree; I was making over 100k and could barely save more than 4% in the 401(k). But I'm married to someone who incurred a lot of medical expenses.

Stress / PTSD treatments: Some insurance companies will cover acupuncture, which helps some people. WRT EMDR, my therapist brought it up when I mentioned that my wife was recommended for IOP. He said EMDR is part of the program that his employer runs.

Wishing you the best!