The level of LDL on its own isn't much of an indicator of anything. I've had high cholesterol (hyperlipidemia) for decades.

If the ratio of total cholesterol to HDL is low, it's low concern.

If blood sugar is under control (A1C and glucose are low), it's low concern.

If you have no family history, it's low concern.

Some doctors need to see "normal" levels regardless and will strongly suggest a statin. But these have side effects.