Free1,
Funny you should ask these questions today because yesterday I decided that healing was crap; an illusion designed to keep us from freaking out any further than we already have.
Today I have come back a little closer to center, just a little. Personally, I don't think healing ever stops. It is a trail, maybe not a bunny trail, but a path or a journey? I think that those who help us (our therapists) (at great cost, as you said) are also healing. They have to charge because it is their profession, and how they support themselves and their families.
I don't think healing ever stops. And so, it is not like there is a "place" where we can breathe a sigh of relief and say thank heavens we are finally there. However, it is my hope that there will come a time when it feels okay to be on this journey, but I am so not there right now.
Peace