we looked into that .... it costs £1000 to go bankrupt ..... we dont have that kind of money .... we only owed the bank a third of what we owed a credit card, the dcredit card accepted our monthly offer, the bank took us to court and we now have a 3rd ccj ..... they want £3,000 NOW ... i called the court and she is sending out a form, so the bank may put the debt against our house when we sell it ...... noone is interested in our house ....

we can't rent cos of the ccj's, but like you said yesterday we have to ask the local council .... but we need to stay within catchment area of sons school cos of his A levels .... i just cant take much more to be honest .... 2 hours til Tony gets home and I'm climbing the damned walls ...... i really hate this country, huby was made redundant, we tried to get a business going ... it failed, we went under, we get no help apart form tax credits and i get incapacity and disability on grounds of mental health issues .... i am applying for a part time job through guilt, then they'll take money off me ... so how in hell does this country think it helps people .... i'm just so sick of it all

Jinny

ty for the reply Kathy .... i know you have been thru all this too ... (((((((((((((Kathy))))))))))))))