Okay....

Does a once off $150 deductable (per person per term of issuance rather than per condition) together with a 20% co-pay of medical expenses up to $5,000 (then they cover 100%) sound reasonable?

Pre-existings not treated in the last 6 months are covered (that is all of my pre-existings).

NO provision for in patient or outpatient mental health services (i'll live).

How much is it likely to cost to see a GP (so I can figure what my 20% is likely to be)? I guess prescription charges are likely to vary... How much is generic birth control likely to be (I'm guessing that won't be covered at all)... How about generic antibiotics (like if i get the flu or something)??

Some other plans have a fixed rate per condition - I'm not not clear on whether $50-$100 contribution from me is likely to be more or less than a 20% co-pay from me, however. Those plans often cover 100% of prescription costs...

Sorry to be so full of questions but I really have no idea. Can't believe how expensive it is to get what is essentially free (or very minimally charged) back home... I mean... I get it since I'm not a citizen... But if I was...