Wow, so many things to mill around. Regarding your 20% co pay question Alex, in my experience, generally you will pay between $20-$40 co pay. However, the intake (1st appointment) usually costs much more, reflecting in a higher one time co-payment. Of course, co pays are subject to reflect the economic status in the area you are moving to. Good luck on your search, I can't even fathom what you are going through!