Re: Prescriptions.
There are a few places that offer common generic Rx's at $4.00 for a 30 day supply and $10-$12 for a 60 day supply.
Check out Walmart, KMart, CVS, Walgreens, Target, Publix, Albertsons... those are in my area but not necessarily in all areas of the U.S. At their respective websites (their name.com) they will have a list of the generics they offer at $4. (When my insurance changed, I had my doctor change my meds so I could take advantage of this.)

Some plans are a discount type of plan and the discount is applied at the time of service, then you pay your share right then and there is no paperwork to be filed. If a claim has to be filed, most doctors offices file insurance claims for the patient. Most claims here are filed electronically by the physician's office.

Some of the major companies here (doesn't mean best prices or greatest coverage, as all companies sell all kinds of plans) : Blue Cross/Blue Shield, Aetna, United Healthcare, Kaiser--but there are many more.

Here's a Google link: Individual Health Insurance . If you add the state you will be in after 'insurance' it will be state specific.

You know what you want; that's good to know so you can compare that to what's offered.
Is anything offered through the university? If you haven't already, contact the university for their help, as I would imagine they have helped others with this.

I hope this helps