http://www.gatewayplans.com/pdf/usabro.pdf

Actually... I take the BlueCross / BlueShield subsidary thing back... I have no idea who the hell these people are...

Sorry... I'm just worried about this... Insurance is going to cost me around $1,000 from these people (which is significantly more than some of the other plans out there) - but I wonder if they might be a rip-off with respect to the 'impossible to actually get your claim paid out' issue... I'd feel a hell of a lot happier if I knew there were places willing to bill them direct... Is it appropriate to email hospitals and ask???