Credit card companies are the scum of the earth. They only want one thing; every drop of money they can possibly squeeze out of they're victims oops I meant customers. They charge you out the wazzou in interests and any other charges they can think of. If they're not making that off of you then I guess that you are of no use to them.

I say good for you, it sounds like you don't need those kind of cards.

You could probably get a discover card which is a great card to have. My Grandfather and my Mother use it to pay their bills and what ever they buy; then they pay their card off at the end of the month. They get 5% cash back in what they put on the card. I'm not bragging so please don't take this the wrong way but my Grandfather is very successful financialy any financial steps he takes I am hoping I can fallow (which I have a hard time doing).